I used to think that having a great credit score was everything in life.  I took out loans while in college, and made sure to always pay my bills on time.  I did a lot of things to attempt to get my credit score as good as it could be.  I did this for a number of years only to find out that my wife’s was even better than mine.  And the worst part about it was that she never had a bill or loan.  I recently found out about bad credit car dealerships because since that time my score has slipped substantially. 

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